{
  "fact": {
    "id": "fin_startup_finance_no_anthropic_api_key_standing_rule",
    "kind": "plugin_skill",
    "name": "startup-finance: no-ANTHROPIC_API_KEY standing rule",
    "description": "platform.claude.com API usage ruled out as too expensive at this stage (operator, 2026-07-02). Everything runs on the subscription or zero-external-key paths (Workers AI — subagentworkers.com/subagentdb.com prove it). Any API-key proposal is spend_commit-gated AND requires this rule explicitly revisited.",
    "trigger_phrase": null,
    "queue_owned": null,
    "routes_to": null,
    "source_doc": "plugins/cwc-finance/skills/startup-finance/SKILL.md",
    "created_at": "2026-07-03 04:45:33",
    "cite_as": "https://subagentfinance.com/api/finance-facts/fin_startup_finance_no_anthropic_api_key_standing_rule"
  }
}