{
  "facts": [
    {
      "id": "fin_budget_5k_revision_entity_formation_routed_through_stripe_atlas_100k_cf_credit_",
      "kind": "plugin_skill",
      "name": "BUDGET-5K revision: entity formation routed through Stripe Atlas ($100k CF credit)",
      "description": "2026-07-02 operator-prompted research: blog.cloudflare.com/agents-stripe-projects (2026-04-30, mirrored in docs/) announces Stripe Projects + $100,000 Cloudflare credits for startups incorporating via Stripe Atlas. BUDGET-5K #2 revised: Atlas route (Delaware+EIN+equity+83(b)+agent, fee historically $500 verify-at-checkout, $300 buffer) — plausibly 125x credit return on the line; #5 ($600 CF paid) now double-conditional (Launchpad $250k OR Atlas $100k) and expected to reallocate. Sequencing: Atlas first, then trademark, then Launchpad application (real entity + credits strengthen it). Verified from page: Atlas $2,500 Stripe credits + $50k partner discounts; perks support page is JS-rendered so the CF listing was NOT verified there — the blog post is the authoritative source. Still PROPOSED, spend_commit-gated, operator executes any incorporation.",
      "trigger_phrase": null,
      "queue_owned": null,
      "routes_to": null,
      "source_doc": "docs/docs/blog.cloudflare.com/agents-stripe-projects/index.md",
      "created_at": "2026-07-03 06:12:19",
      "cite_as": "https://subagentfinance.com/api/finance-facts/fin_budget_5k_revision_entity_formation_routed_through_stripe_atlas_100k_cf_credit_"
    },
    {
      "id": "fin_correction_100k_atlas_credit_booked_at_realizable_value_60_600_not_face_value",
      "kind": "plugin_skill",
      "name": "CORRECTION: $100k Atlas credit booked at realizable value (~$60-600), not face value",
      "description": "Operator challenged the prior row's 125x framing as too good to be true — verified correct 2026-07-02 against cloudflare.com/forstartups: $100k = Tier 2 of the standard Cloudflare for Startups program (tiers $10k/$100k/$350k), 1-year-or-consumed window, Workers AI capped at $25k Tier-2 at standard partner-model list pricing (the artificial-AI-value pattern the operator named), R2 capped $10k, AI Gateway excluded, Registrar registration/renewals NOT credit-eligible (our largest real CF cash cost stays cash). Realizable value = min(credit, actual metered usage in window) ≈ $60-600 at current fleet scale. Supersedes the credit framing in fin_budget_5k_revision_entity_formation_routed_through_stripe_atlas_100k_cf_credit_. Standing rule added to BUDGET-5K.md: credits at realizable value, never face value; no credit number without a dated terms fetch.",
      "trigger_phrase": null,
      "queue_owned": null,
      "routes_to": null,
      "source_doc": "plugins/cwc-finance/skills/startup-finance/BUDGET-5K.md",
      "created_at": "2026-07-03 06:19:06",
      "cite_as": "https://subagentfinance.com/api/finance-facts/fin_correction_100k_atlas_credit_booked_at_realizable_value_60_600_not_face_value"
    },
    {
      "id": "fin_skill_audit-support",
      "kind": "plugin_skill",
      "name": "audit-support",
      "description": "One of the 8 real finance plugin skills finance-coworker routes to, per its own description field.",
      "trigger_phrase": null,
      "queue_owned": null,
      "routes_to": null,
      "source_doc": "finance-coworker skill description",
      "created_at": "2026-07-02 04:46:23",
      "cite_as": "https://subagentfinance.com/api/finance-facts/fin_skill_audit-support"
    },
    {
      "id": "fin_skill_close-management",
      "kind": "plugin_skill",
      "name": "close-management",
      "description": "One of the 8 real finance plugin skills finance-coworker routes to, per its own description field.",
      "trigger_phrase": null,
      "queue_owned": null,
      "routes_to": null,
      "source_doc": "finance-coworker skill description",
      "created_at": "2026-07-02 04:46:23",
      "cite_as": "https://subagentfinance.com/api/finance-facts/fin_skill_close-management"
    },
    {
      "id": "fin_skill_financial-statements",
      "kind": "plugin_skill",
      "name": "financial-statements",
      "description": "One of the 8 real finance plugin skills finance-coworker routes to, per its own description field.",
      "trigger_phrase": null,
      "queue_owned": null,
      "routes_to": null,
      "source_doc": "finance-coworker skill description",
      "created_at": "2026-07-02 04:46:23",
      "cite_as": "https://subagentfinance.com/api/finance-facts/fin_skill_financial-statements"
    },
    {
      "id": "fin_skill_journal-entry",
      "kind": "plugin_skill",
      "name": "journal-entry",
      "description": "One of the 8 real finance plugin skills finance-coworker routes to, per its own description field.",
      "trigger_phrase": null,
      "queue_owned": null,
      "routes_to": null,
      "source_doc": "finance-coworker skill description",
      "created_at": "2026-07-02 04:46:23",
      "cite_as": "https://subagentfinance.com/api/finance-facts/fin_skill_journal-entry"
    },
    {
      "id": "fin_skill_journal-entry-prep",
      "kind": "plugin_skill",
      "name": "journal-entry-prep",
      "description": "One of the 8 real finance plugin skills finance-coworker routes to, per its own description field.",
      "trigger_phrase": null,
      "queue_owned": null,
      "routes_to": null,
      "source_doc": "finance-coworker skill description",
      "created_at": "2026-07-02 04:46:23",
      "cite_as": "https://subagentfinance.com/api/finance-facts/fin_skill_journal-entry-prep"
    },
    {
      "id": "fin_skill_reconciliation",
      "kind": "plugin_skill",
      "name": "reconciliation",
      "description": "One of the 8 real finance plugin skills finance-coworker routes to, per its own description field.",
      "trigger_phrase": null,
      "queue_owned": null,
      "routes_to": null,
      "source_doc": "finance-coworker skill description",
      "created_at": "2026-07-02 04:46:23",
      "cite_as": "https://subagentfinance.com/api/finance-facts/fin_skill_reconciliation"
    },
    {
      "id": "fin_skill_sox-testing",
      "kind": "plugin_skill",
      "name": "sox-testing",
      "description": "One of the 8 real finance plugin skills finance-coworker routes to, per its own description field.",
      "trigger_phrase": null,
      "queue_owned": null,
      "routes_to": null,
      "source_doc": "finance-coworker skill description",
      "created_at": "2026-07-02 04:46:23",
      "cite_as": "https://subagentfinance.com/api/finance-facts/fin_skill_sox-testing"
    },
    {
      "id": "fin_startup_finance_5_000_allocation_plan_proposed_",
      "kind": "plugin_skill",
      "name": "startup-finance: $5,000 allocation plan (PROPOSED)",
      "description": "Hypothetical-funding allocation, every line spend_commit-gated, nothing spent: $1,200 runway lock (12mo claude.ai), $800 entity formation (the revenue prerequisite), $900 trademark clearance+filing (after entity), $650 domain portfolio (1yr renewals + registering subagentdatamodels.com), $600 Cloudflare paid capability (CONDITIONAL — reallocates if Launchpad credits land), $350 monetization pilot reserve (gateway-access trigger), $500 contingency. $0 on purpose: API keys (standing rule survives funding), ads, SaaS, contractors. Full plan: plugins/cwc-finance/skills/startup-finance/BUDGET-5K.md",
      "trigger_phrase": null,
      "queue_owned": null,
      "routes_to": null,
      "source_doc": "plugins/cwc-finance/skills/startup-finance/BUDGET-5K.md",
      "created_at": "2026-07-03 06:03:33",
      "cite_as": "https://subagentfinance.com/api/finance-facts/fin_startup_finance_5_000_allocation_plan_proposed_"
    },
    {
      "id": "fin_startup_finance_workers_launchpad_application_finance_half_",
      "kind": "plugin_skill",
      "name": "startup-finance: Workers Launchpad application (finance half)",
      "description": "Target program: cloudflare.com/startups/workers-launchpad (operator-named 2026-07-02). Finance prepares: built-on-Workers evidence (~50 domains, 70+ Workers, one account), the two-line-item cost story with near-zero marginal cost, and the Cloudflare-native monetization model (agent-traffic flywheel -> Monetization Gateway x402/USDC/OUSD). Submission is enrollment_submit-gated and blocked on entity groundwork (subagentlegal.com startup_formation rows).",
      "trigger_phrase": null,
      "queue_owned": null,
      "routes_to": null,
      "source_doc": "plugins/cwc-finance/skills/startup-finance/SKILL.md",
      "created_at": "2026-07-03 04:45:33",
      "cite_as": "https://subagentfinance.com/api/finance-facts/fin_startup_finance_workers_launchpad_application_finance_half_"
    },
    {
      "id": "fin_startup_finance_no_anthropic_api_key_standing_rule",
      "kind": "plugin_skill",
      "name": "startup-finance: no-ANTHROPIC_API_KEY standing rule",
      "description": "platform.claude.com API usage ruled out as too expensive at this stage (operator, 2026-07-02). Everything runs on the subscription or zero-external-key paths (Workers AI — subagentworkers.com/subagentdb.com prove it). Any API-key proposal is spend_commit-gated AND requires this rule explicitly revisited.",
      "trigger_phrase": null,
      "queue_owned": null,
      "routes_to": null,
      "source_doc": "plugins/cwc-finance/skills/startup-finance/SKILL.md",
      "created_at": "2026-07-03 04:45:33",
      "cite_as": "https://subagentfinance.com/api/finance-facts/fin_startup_finance_no_anthropic_api_key_standing_rule"
    },
    {
      "id": "fin_startup_finance_two_line_item_cost_ledger",
      "kind": "plugin_skill",
      "name": "startup-finance: two-line-item cost ledger",
      "description": "The complete cost base (operator-stated 2026-07-02): (1) Cloudflare account — ~50 subagent*.com Registrar renewals + Workers/D1/zones, read from dash.cloudflare.com Billing only; (2) claude.ai subscription $100/mo — the entire AI budget for Cowork/Claude Code/every coworker session. There is no line item 3.",
      "trigger_phrase": null,
      "queue_owned": null,
      "routes_to": null,
      "source_doc": "plugins/cwc-finance/skills/startup-finance/SKILL.md",
      "created_at": "2026-07-03 04:45:33",
      "cite_as": "https://subagentfinance.com/api/finance-facts/fin_startup_finance_two_line_item_cost_ledger"
    },
    {
      "id": "fin_skill_variance-analysis",
      "kind": "plugin_skill",
      "name": "variance-analysis",
      "description": "One of the 8 real finance plugin skills finance-coworker routes to, per its own description field.",
      "trigger_phrase": null,
      "queue_owned": null,
      "routes_to": null,
      "source_doc": "finance-coworker skill description",
      "created_at": "2026-07-02 04:46:23",
      "cite_as": "https://subagentfinance.com/api/finance-facts/fin_skill_variance-analysis"
    }
  ]
}